Business Studies Series
 
Business Studies Series Egypt Watch Bulletin
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Banking Sector Developments in Egypt

List of Tables

vi

List of Figures

vii

 

List of Acronyms

ix

 
PART I GLOBAL BANKING
1
1. Current Concerns for Global Banks
1
1.1 Investing in Technology
1
1.2 BASELII Compliance
1
1.3 Resource Optimization
2
1.4 Information Security
2
1.5 Customer Experience
3
   
2. Global Bank Rankings
3
   
4
3.1 Privatization of State-Owned Banks
4
3.2 Offshoring in Emerging Markets
4
3.3 Mergers & Acquisitions
4
3.4 Financial Sector Reform in Developing Countries
5
 
5
   
PART II B ANK ING IN EGYPT
8
1. History & Importance
8
1.1 Historical Overview
8
1.2 Contribution to the Economy
10
   
2. Ownership structure
11
2.1 Privatization
12
2.2 Mergers & Acquisitions
13
 
3. Legal and Regulatory Structure
14
3.1 The Unified Banking (Law 88/ 2003)
14
3.2 Recent Laws Affecting the Banking System
16
   
PART III PERFORMANCE INDICATORS
18
1. Growth
18
2. Profitability
19
3. Other Indicators
21
3.1 Capital Adequacy Ratio (CAR)
21
3.2 Liquidity and Reserve Requirements
21
3.3 Credit Facilities
21
   
PA RT I V FACT ORS AFFECTING THE BANKING SECTOR IN EGYPT
21
1. Risk Management
21
1.1 Liquidity Risk
21
1.2 Credit Risk
21
1.3 Market Risk
21
1.4 Operational Risk
22
1.5 Interest Rate Risk
22
1.6 Economic Climate Risk
22
 
2. Human Resource Development
23
2.1 Training
23
2.2 Salary Differences Between Public and Private Banks in Egypt
24
2.3 Choice of Bank Management
25
 
3. Retail Banking
25
 
4. E-banking
26
 
PART IV SUMMARY & CONCLUSION
27
 
1. Constraints Facing The Banking System In Egypt
27
1.1 Regulatory Requirements
27
1.2 Asset and Liability Management
27
1.3 Mergers and Acquisitions (M&A)
27
1.4 Risk Management
28
   
2. SWOT Analysis of the Banking Sector in Egypt
28
2.1 Strengths
28
2.2 Weaknesses
29
2.3 Opportunities
29
2.4 Threats
30
   
3. Outlook & Recommendations
30
 
Selected References
33
 
Appendix I
34
Laws Governing the Banking Sector in Egypt
 
Appendix II
35
Listing of Banks in Egypt
 

 

   
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