List of Tables
|
vi |
|
|
List of Figures
|
vii |
| |
|
List of Acronyms
|
ix |
| |
|
PART I GLOBAL BANKING
|
1 |
| 1. Current Concerns for Global Banks
|
1 |
1.1 Investing in Technology |
1 |
| 1.2 BASELII Compliance |
1 |
1.3 Resource Optimization |
2 |
| 1.4 Information Security |
2 |
| 1.5 Customer Experience |
3 |
| |
|
| 2. Global Bank Rankings
|
3 |
| |
|
| 3. Recent Trends in the Banking industry |
4 |
3.1 Privatization of State-Owned Banks |
4 |
| 3.2 Offshoring in Emerging Markets |
4 |
3.3 Mergers & Acquisitions
|
4 |
| 3.4 Financial Sector Reform in Developing Countries |
5 |
| |
|
| 4. Regional Positioning
|
5 |
| |
|
| PART II B ANK ING IN EGYPT
|
8 |
| 1. History & Importance |
8 |
| 1.1 Historical Overview |
8 |
| 1.2 Contribution to the Economy |
10 |
| |
|
| 2. Ownership structure
|
11 |
| 2.1 Privatization |
12 |
| 2.2 Mergers & Acquisitions |
13 |
| |
|
| 3. Legal and Regulatory Structure
|
14 |
| 3.1 The Unified Banking (Law 88/ 2003) |
14 |
| 3.2 Recent Laws Affecting the Banking System |
16 |
| |
|
| PART III PERFORMANCE INDICATORS |
18 |
| 1. Growth |
18 |
| 2. Profitability |
19 |
| 3. Other Indicators
|
21 |
| 3.1 Capital Adequacy Ratio (CAR) |
21 |
| 3.2 Liquidity and Reserve Requirements |
21 |
| 3.3 Credit Facilities |
21 |
| |
|
| PA RT I V FACT ORS AFFECTING THE BANKING SECTOR IN EGYPT |
21 |
| 1. Risk Management
|
21 |
| 1.1 Liquidity Risk |
21 |
| 1.2 Credit Risk |
21 |
| 1.3 Market Risk |
21 |
| 1.4 Operational Risk |
22 |
| 1.5 Interest Rate Risk |
22 |
| 1.6 Economic Climate Risk |
22 |
| |
|
| 2. Human Resource Development |
23 |
| 2.1 Training |
23 |
| 2.2 Salary Differences Between Public and Private Banks in Egypt |
24 |
| 2.3 Choice of Bank Management |
25 |
| |
|
| 3. Retail Banking |
25 |
| |
|
| 4. E-banking |
26 |
| |
|
| PART IV SUMMARY & CONCLUSION |
27 |
| |
|
| 1. Constraints Facing The Banking System In Egypt |
27 |
| 1.1 Regulatory Requirements |
27 |
| 1.2 Asset and Liability Management |
27 |
| 1.3 Mergers and Acquisitions (M&A) |
27 |
| 1.4 Risk Management |
28 |
| |
|
| 2. SWOT Analysis of the Banking Sector in Egypt |
28 |
| 2.1 Strengths |
28 |
| 2.2 Weaknesses |
29 |
| 2.3 Opportunities |
29 |
| 2.4 Threats |
30 |
| |
|
| 3. Outlook & Recommendations |
30 |
| |
|
| Selected References |
33 |
| |
|
| Appendix I |
34 |
| Laws Governing the Banking Sector in Egypt |
|
| |
|
| Appendix II |
35 |
| Listing of Banks in Egypt |
|
| |
|